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Sunday, November 29, 2015

MerchantShares - interview in the end of 2015

Hello community!

As you saw we got lot of listings in Premium or Reserved 5-star sections, but I rarely shared extended reviews. The truth is, I missed seriousness, originality, those projects were just classic hyips from tons of yearly production from the industry. If you check them now, you can see that their lifetime was quite short, so why to spend time and energy with reviewing fast scams? So if you missed these reviews, I am sorry.

But what about industry leaders who haven't got too attractive offers? - but they are stable and this is why the industry still exists, since all programs are just like falling stars. This time I would to share the interview from MerchantShares, hope you will like it:

1) Are you satisfied at the moment with the performance of MS?=> We are very much satisfied with the project and performances as we are doing real tradings and share profit to member which can last for forever till we are going together with compliance with regulatory.
That is why we do not accept direct new member join without referral. We need quality member who are not much greedy to earn overnight like from HYIPS.

2) Do you know that most of investors prefer high ROI projects? Of course their lifetime and risk level is not comparable with yours, but investors still prefer shiny - and usually risky projects. Do you feel strong enough to reverse this trend?=> We are like Banks, Profit withdraw are Instantly like ATM machines. So our ROI are realistic and pay from profit so we can not offer more profit than we generate. More Greedy is not good for health, one day they will lost all their money in HYIPS and come back to us as most of the member are with us saying they lost in HYIP and like to recover their lost in MS. And we are good on that they are trusting us.

3) Some investors like stable projects and the length is not important for them, but many investors said that your ROI is so low for 4-6 months. Could you answer them?=> We do not care of ROI time, our ROI is 150% based on daily 0.25% to 2.25% (including investment return), We can share profit what we make profit from business. If we can not make profit then the day might be more, If we make good profit the days can be shorter to earn profit 150%.

3) I know that you wanted just to reduce the expenses on transactions, but don't you think that (mainly) the withdrawal fees scared away more investors?
=> We know we lack lots of features and services for members as we focus on security only at first. We are working on new version of site expected to launch this christmas. Hope this will overcome all the features that member are waiting on. 

4) Your project has incredible lifetime, what is the secret where other admins fail? Do you have a message for them? 
=> We are team in Dominica (for compliance, Finance Dept.), Dubai (Trading), Malasiya (IT Dept.) and Hongkong (Ecurrency dealing, Support Staffs). So we are distributed to help member as much as possible to cover 24x7, 365 days.

5) Is the December negative month for MS due to low interest from investors? We call it "black December". 
=> Any month can be negative month or positive month, No one knows the future results. It will only know after the every day end and profit calculation. We separate few % of profit to additional/adjustment funds to cover profit distribution of 0.25 in non trading days and where there is less profit. We want to make member happy every day.

6) What are your plans for 2016? Wouldnt you modify the design of MS to move it higher level? You promised some changes in last years, but those were little changes and took so long time to deliver.
=> Yes we have already ready one design, but there was flaw on security, We do not risk members funds due to designs, Now we are going fully dynamic, fully flexible, Object Oriented Programming, Responsible site, Mobile apps etc. This helps to develop any new features more quickly and high member experience to site.

We got not the wanted answer in 3rd and the 4th questions, but my overall feeling is positive. I also saw that they are working on website slowly, but continuously so I hope they will continue while we - smart investors are earning. Yes, I reinvested - if you wanted to ask - and what about you?
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Saturday, November 7, 2015

SaliPay - scam already

Salipay was moved to Scam section on 14/May/2016 even it still pays small amounts instantly. The admin is no responsive, failed to explain missing 2k withdrawal.
Total lifetime212 days
Monitored: 210 days
Cycles: 1
Satisfaction: hyip + e-currency provider - is this so serious idea? But I expected exactly one cycle. 
SaliPay (SP) has purchased Reserved 5-star listing on ISA 11 days ago, so it's time to take a closer look.

It is really nice to see that the admin came with original idea and bridged classic investing opportunity with appearance of e-wallet. It is not necessary to explain that e-wallets can't offer investment plans, their only income come from transaction fees from frequent transfers.

Well, SP has transaction fees, similar to PerfectMoney. While non verified members pay 1.99% on outgoing transfers, verified members pay just 0.5%. More details here. How to verify your identity? Click on Account Verification button in your user panel and submit the requested documents. Do you ask that I have a verified account there? No, I don't. Even some e-wallets are doing suspicious activity, so trusting semi official e-wallet can be more than risky. I absolutely do not recommend to reveal your real identity in this industry or at any shiny opportunity over the internet.

So lets take a look on investment offer. You can earn from 0.3% up to 0.6% daily until you reach 150% ROI. So it can be a really long term investment, just like at oldschool MerchantShares.

When will SP be able to work as an e-wallet? When SCI and API modules are ready*. It can't be done within 1-2 weeks, and I am not sure that it can be done in the near future, since the site must have better, secure login procedure to eliminate most of hackers. And of course it is absolutely not a cheap development. The question is, is the admin ready for pumping more money into project?

I hope yes. In this case SP will have a really long lifetime and can stay for many years. Of course we can't predict the future, many unforeseeable issue can happen even from 3rd party sides, so the way will be hard. But we know that everything is possible if we have lot of money. So lets hope he is a rich man who wanna build a super project.

If you ask me how I had this done by my way... well, me as an e-wallet provider never would enter the market as a hyip, mainly with investment plan. These things are totally different, but the idea is not bad, since there is nothing new under the sun, just old, repeated offers what are less and less attractive. I really like that SP brought something new even it can be the longest run ever. So if you have some money for long term programs, have a luck in SP.

Oh, there are few more details:
3% referral commission - for free members without investments
5% referral commission - for active members
Accepted e-wallets: PerfectMoney, Payeer, Okpay and Bitcoin, Litecoin, Advcash without fee.
Processing time: mostly in 5 minutes, expect Advcash (24h)

I think it's enough for now. I hope that the admin of SP will come with updates more frequently. If so, then you can be sure that the project is on the right way. Good luck!

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Hyips are just risky games where you can lose all your money. Information on this blog are expressing my opinion what is not an advice to invest. I do not recommend to invest what you cannot afford to lose.

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